When I was in college, one of my business instructors told us students that one of the greatest barriers to making money was procrastination.
Finally, how to fix hacked wordpress site will tell you that there is not any htaccess from the directory. You can put a.htaccess file if you desire, and you can use it to control access by IP address to the directory or address range. Details of how to do this are available on the internet.
A simple way to keep WordPress safe would be to use a few tools. To begin with, do not allow people run a web host security scan, to list the documents in your folders and automatically backup your web hosting account.
Yes, you need to do regular backups of your site. I recommend at least a weekly database backup and a monthly "full" backup. More. Definitely more, if you make additions and changes to your site. If you have a community of people which are in there all the time, or make changes multiple times a day, a daily backup should be a minimum.
WordPress is one of the platforms for self-hosted blogs and websites. While WordPress is pretty secure from the box, there are always going to be people who want to navigate to this site make trouble by finding a way to crack into accounts or sites to cause damage or inject hidden spammy links. That's why it's important to make sure that your WordPress installation is as secure as possible.
The plugin should be updated play nice with link all of your other plugins to remain current with the latest WordPress release and have WordPress cloning and restore capabilities. The ability to clone your site (in addition to regular copies ) can be useful if you ever need to do an offline site redesign, among other things.